Tuesday, July 7, 2009
No Up Front Fee Loan Mods, The Truth
"NO UP FRONT COSTS, FREE CONSULTATION". These are the terms that we're seeing more and more everyday. Unfortunately, when you call most of these companies the only thing free is the phone call. Most will give an explanation of their proprietary information and how their information is different, thus warranting charging up to $3000 for this information. So you pay your money and you get their proprietary information and you start the process. The reality is that most companies "packages" are the same, with different letter head and fonts. It's actually the same information that you can usually download from your lenders website for free. The big question then is "Who Really Does Mods with No Upfront Fees?" A company that is willing to send you their package first before you pay is the best answer. No restrictions, just the information you need to make an informed decision. It comes down to trust. If the company you're considering isn't willing to trust you to follow through with the process, then why should you trust them with something as important as your home? At PMC we are very confident that our services are worth every penny. This is why we not only send you our information first, but we've instituted our DIY packages for $99 that not only include that same information, but also the lenders information and additional insight on the process. Most people don't have the time/energy/knowledge to get everything that's on the table, that's why they use PMC. Some do have those three things and find our DIY package exactly what they needed to get the edge they needed. Furthermore, PMC does progression payments so that you can make your fees manageable. Bottom line...If you're looking for a free pamphlet, nice people and no real answers, call NACA, HUD, or ACORN. If you have a lot of extra money that you'd like to spend then call one of the "Law Groups or Attorney Networks". If you want your information sold to companies unknown to you, go to Google or Yahoo, type in "Loan Modification" and click the first ones that come up. If you're looking for a real company that does what they say, and provides a valid service at an affordable price, contact PMC.
Labels:
ACORN,
attorney networks,
DIY,
free,
HUD approved,
law groups,
loan modification,
NACA,
no up front fee
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