Smoke and Mirrors Vs. Good Business

When I was 16 and in High School I worked at Arby's for my first job. I loved it. Fast paced, multi-tasking (if you want to) and you get to learn all facets of the fast food industry. I started in the back washing dishes and cleaning the restrooms, then I got to do prep work, then the register, then I got to work on the line making sandwiches. I've always had a thing about going somewhere and getting a sandwich or burger that looks like the picture. So when it came down to being my job, I made sure that every sandwich I made was as close to that as possible (impossible as it's a professional picture...). Yes, I love the movie "Falling Down". Some may feel that I'm just being picky, but when you think about it, shouldn't we be? We're paying good hard earned money for something, we should get what we were "sold". Paying the price on the menu and getting the sandwich that's shown, as shown would be a perfect example of GOOD BUSINESS. I would venture to say that the sandwich delivered to you that looks like it's been under the lamps for an hour, smashed, and THEN served to you would be a good example of SMOKE AND MIRRORS.

Most of the lenders have openly admitted that they are inadequately staffed to handle the influx of requests, and it's logistically impossible for them to process them efficiently. However, some are trying to fool the government and the public by saying that they are doubling their efforts. Here's some food for thought: We all know that the banks are in financial trouble right? This is why we gave them their bailout, right? If the banks are dependent upon mortgages to be paid to survive, and the number of defaulted mortgages is still rising, then the banks are still currently LOSING money, right? So what business do you know of that is currently losing money, that has the investment capital to open up additional call centers and staff additional employees. Last I checked, most of these banks just had pretty big layoffs.....

"Why are they trying to fool everyone then?" Well, media rules. If the media says that they're doubling up, then it must be so...... The reason for the hoax is to discourage both government agencies, and the public from using modification companies. Why? That's pretty easy, if they can make you and others think that they're truly acting in their clients best interests (historically has not been the case), when they're really looking out for their own wallets (which has historically been the case with ANY bank), then any offer I bring they bring you will be "their best offer". Who would know otherwise? What better way to keep you and others in the dark then by going on a "witch hunt", when they're in the caves casting spells. If you have a modification company involved, then they usually not only know what you're lenders requirements are, but they should also know what other clients are recieving from that lender. The investor's behind the curtains have multi million dollar servicing companies working to make sure that their best interests are being represented. Who do you want to make sure that yours are?